We provide bespoke global supply procurement programmes (aka payables finance) for our clients, unlocking cash from their supply chain and helping them grow their business, compete effectively and strengthen their supplier relationships. We bring the benefits of supplier finance to small and medium sized enterprises worldwide, allowing you to focus on your business. Unlike banks and traditional finance providers, we partner with our clients over the long-term, providing a facility that aims to support and help them grow their enterprise.
Supply chain finance is a pre-delivery financing tool that allows companies such as manufacturers, distributors and retailers to release cash locked in their working capital, freeing this capital to help them to grow their company, fulfill large orders or build inventory.
Alternative terms include working capital finance, trade payables finance and reverse factoring, and there is significant overlap between these terms. In general, the finance company provides direct payment to the supplier, but the goods are shipped directly to the Buyer. The finance company then provides extended repayment terms to the Buyer and/or accelerated payment terms to the Supplier.
We extend your payment terms from a typical 30 days out to 120 days or further, releasing cash from your net working capital.
By helping to optimise your working capital, our product releases liquidity back into your business.
We work directly with your suppliers, making payments for purchases and organising logistics, freeing you to concentrate on growing your business.
Our product is designed to sit alongside your existing banking facilities.
Supplier finance provides pre-delivery finance, releasing cash at the beginning of the manufacturing cycle.
We do not charge facility fees, setup fees or exit fees - you just pay for the funds you borrow. You choose which invoices we fund and you can use the service as and when you want.
We pay suppliers anywhere in the world, in a range of currencies.
We provide our clients with a revolving credit facility which they can draw down from repeatedly.
We are not a bank, or a traditional finance provider. We work alongside our clients to support and grow their business, whatever the environment.
Z2 Partners acts as a virtual supplier to the Buyer, purchasing goods on their behalf and providing extended credit terms. The goods are delivered directly from the Supplier to the Buyer. We are typically able to work with Buyers to extend their payment terms from around 30 days to around 150 days or beyond. We work with businesses and suppliers across the world. As a Z2 client you will pay no facility fees.
Z2 works with both suppliers and buyers, optimising payment terms for both, freeing cashflow and enhancing liquidity across the supply chain. We provide buyers with a secure online ordering, workflow and management platform to ensure visibility and seamless supply optimisation. We provide a unified solution for supplier payment and order management, dealing with orders on your behalf. Buyers submit orders to us, and we take care of the rest.
Unlike traditional funding programmes, with our facility you are free to choose which invoices you want to fund on our platform and when you want to use the service. We do not charge facility fees, setup fees, exit fees or utilization fees, you only pay for the invoices that we fund.
The buyer places a purchase request onto our platform
We raise a new purchase order with the supplier
The supplier sends the goods directly to the buyer, and the invoice to us
We settle the supplier invoice and raise an invoice to the buyer with extended credit terms (typically 120 days)
The buyer settles our invoice on expiry of the extended credit terms
Our client platform manages the full life-cycle of each order
Our cloud-based infrastructure provides reliability, security and scaleability
You see the status of your orders, loans and facility, allowing you to manage your cash and order flow
Route orders via an internal approval process within your organisation, providing manager oversight and control